Many employees withdraw their PF after switching jobs, but EPFO warns it can damage your future security. Learn why keeping your PF account active ensures pension, tax savings, and a stronger retirement fund. The Hidden Cost of Withdrawing PF Too Soon Changing jobs often feels like a fresh start. But along with the excitement comes … Read more
You’re not alone. Most of us have bills, loans, and responsibilities pulling us in every direction. But here’s the thing—building financial security doesn’t have to be complicated. A few timeless rules can help you save smarter, invest with clarity, and spend without guilt. Let’s break down 10 simple financial rules that can truly change how … Read more
Ever feel like money slips through your fingers no matter how hard you work? You’re not alone. Most people struggle with savings, debt, and financial planning because they never learned the simple rules that make money easier to manage. 9 Must Read Money Rules For YOU The good news? You don’t need to be a … Read more
Have you been waiting for some good news in the middle of rising expenses? For central government employees and pensioners, relief is finally on its way. The government is all set to announce a 3% hike in Dearness Allowance (DA) and Dearness Relief (DR). Centre may announce 3% DA hike for 1.2 cr employees This … Read more
If you’re the only earning member in your family, you know the weight of responsibility on your shoulders. One sudden twist in life and your family’s future could be at risk. That’s where term insurance comes in—a financial shield that promises to protect your loved ones. But here’s the catch. Insurance companies now also offer … Read more
The GST Council has scrapped the 18% GST on life and health insurance premiums effective 22 September 2025. Will customers actually save, or will companies offset costs elsewhere? Here’s what you need to know. A Real Relief or Just on Paper? For years, paying insurance premiums felt heavier than it should. Not only were you … Read more
Festivals bring joy, but they also bring extra expenses — from sweets and decorations to travel and family gatherings. To ease this financial load, the central government has made a welcome decision for its employees and pensioners in Maharashtra and Kerala. The Ministry of Finance has announced that August 2025 salary and pension will be … Read more
Filing your Income Tax Return isn’t just a yearly ritual—it’s your responsibility as a taxpayer. But here’s the tough truth: even a tiny mistake while filing your ITR can turn into a nightmare. Imagine paying not just tax, but double the amount as penalty simply because of a careless entry. Sounds harsh, right? Yet, this … Read more
Picture this: a sudden medical bill, wedding expenses piling up, or your child’s education fees staring at you. In those moments, many people turn to personal loans for relief. A ₹5 lakh personal loan can feel like a lifeline. But here’s the truth—whether you’ll get it easily or not depends heavily on one thing: your … Read more
The 56th GST Council Meeting has made some of the biggest changes since the Goods and Services Tax was introduced. Under the leadership of Finance Minister Nirmala Sitharaman, the council has approved the removal of the 12% and 28% tax slabs, leaving behind only 5% and 18% GST rates. For years, both businesses and consumers … Read more